SIP Calculator

SIP Calculator

Estimate the future value of your Systematic Investment Plan based on monthly investment, expected annual return and investment duration.

Estimated Total Value ₹0
Monthly Investment ₹0
Total Invested ₹0
Estimated Returns ₹0
Expected Return 0%
Investment Duration 0 years
SIP Installments 0
Invested Returns
Monthly SIP ₹0
Invested Amount ₹0
Estimated Returns ₹0
Total Value ₹0

SIP Growth Year by Year

This table estimates how your invested amount and investment value may grow over time.

Year Invested Amount Estimated Returns Total Value

What is a SIP Calculator?

A SIP Calculator helps estimate the potential future value of regular monthly investments made through a Systematic Investment Plan. It uses the monthly investment amount, expected rate of return and investment duration to calculate an estimated maturity value.

How is SIP Return Calculated?

FV = P × [((1 + i)n − 1) ÷ i] × (1 + i)

P = Monthly SIP investment
i = Monthly rate of return
n = Total number of monthly investments
FV = Estimated future value

SIP Example

Suppose you invest ₹5,000 every month for 10 years and assume an annual return of 12%.

Total amount invested = ₹6,00,000
The calculator estimates the future value using monthly compounding and shows the estimated investment returns separately.

Why Can SIP Investing Be Useful?

A SIP allows investors to contribute a fixed amount regularly instead of investing a large amount at one time. Long investment periods may also allow returns to compound over time. Actual mutual fund returns, however, are market-linked and are not guaranteed.

Disclaimer: This SIP calculator provides mathematical estimates for educational and planning purposes only. Mutual fund and other market-linked investment returns are not guaranteed. Actual returns can be higher or lower and may be affected by market performance, fees, taxes, timing and other factors. This calculator does not constitute investment advice.

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